Buying a home is probably the single largest investment you will make in your lifetime.

When you are buying a home, there could be a wide array of hidden title defects that may surface after you purchase it. Obtaining a title insurance policy is the best way to protect you from unforeseen legal and financial burdens caused by title issues.

Title insurance is one of those items often misunderstood by homebuyers at closing, yet its value is tremendous. As property changes hands, mistakes and irregularities (often made long before you expressed interest in the property) can place your ownership in dispute. If the ownership of your property is ever challenged, title insurance will help protect your possession of the property for as long as you and your heirs own it.

Title insurance is different from other types of insurances because it covers events that occurred before the policy is issued, as opposed to insuring against events in the future, as health, car or life insurances do. When purchasing a home, title insurance may be the best investment a property owner can make to protect their interest.